by Francine Ward | Feb 5, 2021 | Estate Planning
Annuity Tax Rules Have Never Been Better. Nonqualified deferred annuities (NQDAs) are an important financial tool for many clients. That being said, they do not offer the same tax-free death benefits as life insurance. Nor do they offer the tax-advantaged...
by Francine Ward | Jan 14, 2021 | Legal Blog
Health Savings Accounts (HSA): Many of my clients struggle with the high cost of health insurance coverage, particularly those who are still working full time. Comprehensive health insurance, whether purchased individually or provided in part in...
by Francine Ward | Dec 24, 2020 | Estate Planning, Legal Blog
Considering the myriad of trusts available, creating the right estate plan can seem daunting. However, that is what we, as estate planning attorneys, do every day. We know the laws and will design a plan which addresses your specific situation. ...
by Francine Ward | Dec 17, 2020 | Legal Blog
2020: I do my best to meet with clients regularly. While I enjoy their company there is usually a professional agenda behind getting together. Often things have changed—either for the client or in the outside landscape–and it is time to make...
by Francine Ward | Nov 25, 2020 | Estate Planning, Legal Blog
Revocable Trust vs. Irrevocable Trust: A properly funded trust allows you to avoid probate, minimize taxes, provides organization, maintains control, and provides for yourself and your heirs. In its most simple terms, a trust is a book of instructions wherein you tell...
