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Francine is Of Counsel at Monty White, LLP, a full service law firm in San Rafael, CA. She heads its Business and Intellectual Property Law Group, as well as managing its Palm Desert, CA office. Francine is a 1989 graduate of the Georgetown University Law Center and admitted to practice in California, New York, and the District of Columbia.
Francine D. Ward
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Annuity Tax Rules: A Great Tool.
Annuity Tax Rules Have Never Been Better. Nonqualified deferred annuities (NQDAs) are an important financial tool for many clients. That being said, they do not offer the same tax-free death benefits as life insurance. Nor do they offer...
Health Savings Accounts (HSA)
Health Savings Accounts (HSA): Many of my clients struggle with the high cost of health insurance coverage, particularly those who are still working full time. Comprehensive health insurance, whether purchased individually or...
10 Types of Trusts: A Quick Look
Considering the myriad of trusts available, creating the right estate plan can seem daunting. However, that is what we, as estate planning attorneys, do every day. We know the laws and will design a plan which addresses your specific...
Francine D. Ward
Helping Individuals & Businesses Protect Their Intellectual Property
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