by Francine Ward | Apr 13, 2026 | Estate Planning
What is a trust? It is a core document in a complete estate plan. It is a fiduciary relationship in which the grantor (also called the settlor, trustor, or trust maker) gives another party, known as the trustee, the right to hold and manage property or assets for the...
by Francine Ward | Apr 6, 2026 | Estate Planning
Preparing for Estate Planning Preparing for Estate Planning. How prepared are you for your future and the future of your loved ones? The truth is, most people are not prepared at all. Some believe they are too young to think about incapacity or death. Others avoid the...
by Francine Ward | Apr 4, 2026 | Esteemable Acts
Life Pilar – Health. Good Health is NOT a Right. Life Pillar- Health. Your body keeps score, whether you’re paying attention or not. Health isn’t a luxury or an afterthought; it’s the foundation that supports every other pillar of your life. When we neglect it,...
by Francine Ward | Mar 25, 2026 | Esteemable Acts
Many people think finance is just about numbers—just about math—but it’s not. Money is, in fact, a mirror. When you look into that mirror what do you see? If you look honestly, you will see the truth. You will bear witness to an unmistakable truth—how you handle...
by Francine Ward | Feb 11, 2026 | Esteemable Acts
Life Pillars — A New Beginning Life Pillars. A New Beginning. With every new year, folks feel the pressure to start afresh. There is a desire to reinvent themselves, to create new goals, to establish new disciplines, and to develop new ways to get motivated....
