by Francine Ward | Jun 7, 2026 | Esteemable Acts
Have Fun. Life Pillar. Last week, I talked about Fun as a life pillar, and not just the kind that comes from a trip or a party. Indeed, those experiences certainly have their place. But I also mean the kind of fun that reintroduces you back to yourself. And as I sat...
by Francine Ward | Jun 2, 2026 | Esteemable Acts
Life Pillar – Fun is often the most misunderstood—and most neglected—pillar of a well‑designed life. People assume fun is optional, something you squeeze in after the “real” work is done. But just like Health, Finance, Spirituality, Relationships, and Service,...
by Francine Ward | Jun 1, 2026 | Estate Planning
A HIPAA Authorization is one document included in complete estate plan. In 1996, Congress enacted the Health Insurance Portability and Accountability Act (HIPAA) to establish national standards for protecting patient privacy. While most people associate HIPAA with...
by Francine Ward | May 25, 2026 | Estate Planning
In 2020 when it appeared that the pandemic was ramping up, instead of dying out, many Americans got wise to the need for a Healthcare Directive. With so many dying from the coronavirus, it became apparent that preparing for death or incapacity was not just a concern...
by Francine Ward | May 18, 2026 | Estate Planning
When most people think of creating an estate plan, the conversation is centered around human family members e.g., spouses, children, and grandkids. But for many of us, our pets are family, too. They depend on us for safety, comfort, routine, and love. So, what happens...