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Welcome To

Francine’s Blog

Welcome To

Francine’s Blog

Latest Posts

Wills and Trusts –They are Important

Wills and Trusts –They are Important

With over 600,000 people dead from CoVID related issues, having an estate plan is more important than ever. While most people have heard of wills and trusts, very few really understand the difference. And, very few understand the importance of having them. It's...

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Have You Thought of Setting Up a Non Profit?

Have You Thought of Setting Up a Non Profit?

Contemplating forming a Non Profit organization or a Non Profit foundation? Considering qualifying as a 501(c)3 charity? 501 (c)4? 501(c)5? 501(c)6? 501(c)7? Other 501(c)? Not sure about the requirements? Let’s explore a few steps you need to take and a...

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Scam Alert. Scammers are Out To Get You!

Scam Alert. Scammers are Out To Get You!

IRS Scam Alert. Scammers seem to be targeting Americans at an alarming rate. I was the target of a scam attempt not too long ago. I received calls claiming to either be the IRS, the Social Security Administration, Wells Fargo Bank, Verizon, and God knows who...

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Consider Non Taxable Gifts in 2021

Consider Non Taxable Gifts in 2021

Non Taxable Gifts not Included in Your Taxable Estate In this current political climate, it’s easy to be frightened away from making Non Taxable Gifts or tax-free gifts, medical payments, and educational gifts to or for the benefit of your loved ones. Make Annual...

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Special Needs Child or Grandchild

Special Needs Child or Grandchild

All children are a blessing. From the day they are born, you begin making plans to ensure their future. What will their interests be? What job will they have? Who will they marry? While these are common concerns for most families, this concern is heightened when that...

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The Estate Planning Tool Kit for Unmarried Partners

The Estate Planning Tool Kit for Unmarried Partners

6 Essential Documents Every Unmarried Couple Needs Having an estate plan is important for everyone, but it’s indispensable for unmarried partners. Suppose you’re in a committed, long-term relationship and become incapacitated or even pass away. In that case, most...

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About me


Francine’s expertise and experience gives her the ability to dig deep into our souls and have us relate–regardless of who we are– to an amazing testament of the power of honesty and authenticity.

Francine D. Ward

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