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Intellectual Property

Important Information

Intellectual Property

Latest Posts

Capital Gains. What is Capital Gains?

Capital Gains. What is Capital Gains?

What is Capital Gains? This post will provide a Capital Gains 101 overview. There are many special rules that apply to how you acquire your capital assets, how long you hold them, and how different assets are treated. I am not a tax lawyer, CPA, or other tax...

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Fear and Money. Talk of Family Wealth

Fear and Money. Talk of Family Wealth

Fear and Money. When Talking about Family Wealth. Studies show that the largest contributing factor to generational wealth being lost is Fear. Fear and talk of money about family wealth create problems for future generations. Lack of trust, lack of communication, and...

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Forgiveness: The Gift You Give to You

Forgiveness: The Gift You Give to You

Paul and I hadn’t spoken to one another in more than two years. And not a day passed without my wishing it were otherwise. Whenever his name was mentioned in conversation, an uneasy feeling washed over me. In the early days of our not talking, that feeling would...

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Mentors Are a Gift from God

Mentors Are a Gift from God

Almost every time I give a talk and share my story, I’m asked, “Was there one person who helped you most along the way?” It’s a good question because for years I believed that everything I accomplished I did alone. Today I know that’s not true. When our lives are...

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Live Your Life on Purpose

Live Your Life on Purpose

Recently, a woman came to me for help in defining her life’s purpose. “I’m forty-three years old,” she said, “and I haven’t a clue what I want to do with the rest of my life.” “What are you passionate about?” I asked. “What makes your heart sing and your spirit...

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Journaling: A Tool for Success

Journaling: A Tool for Success

Twenty-five years ago, I was introduced to journaling and didn’t like it one bit. But it saved my life. My greatest fear was that if others really knew who I was, they wouldn’t like me. Writing about my feelings was a surefire way to reveal myself. So why would I ever...

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Action is Key | Esteemable Acts

Action is Key | Esteemable Acts

I once had a beautiful plant. It sat on my dining-room table for three weeks as I waited for it to blossom. Each week, I waited for something to happen. By week three, instead of a luscious blooming bush, what revealed itself was a dry, shriveled piece of nothing. I...

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About me


Francine’s expertise and experience gives her the ability to dig deep into our souls and have us relate–regardless of who we are– to an amazing testament of the power of honesty and authenticity.

Francine D. Ward

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