Latest Posts
Capital Gains. What is Capital Gains?
What is Capital Gains? This post will provide a Capital Gains 101 overview. There are many special rules that apply to how you acquire your capital assets, how long you hold them, and how different assets are treated. I am not a tax lawyer, CPA, or other tax...
Learn a New Skill
It’s an esteemable act to have the courage to learn something new. Have you ever avoided doing something because it was too hard or too scary? Have you ever not learned a new skill because you were afraid you’d make a mistake or just look silly? If you’re like most of...
Book Contract Key Elements.
Key Elements of a Book Contract. Whether you are being traditionally published or being published by a vanity (aka subsidy) press, you will almost always be required to sign a book or publishing contract. This agreement will spell out the terms of your relationship...
Courage to Risk Failure
Self-esteem comes from having the courage to risk failure. I’ve failed at many things in my life: driver’s tests, school exams, relationships. Yes, indeed, I missed the mark more often than I care to admit. I started fad diets and self-help programs and rarely got the...
Say No to Gossip
Recently I overheard someone who was sitting at the table next to mine talking on her cell phone. “Who does she think she is?” the woman said. “Everyone at work knows she’s sleeping with the boss. That’s why she always gets special treatment.” There was a pause as if...
Family Wealth. Estate Planning.
Fears When Talking about Money Studies have shown (https://www.thewilliamsgroup.org/our-history) that the largest contributing factors to the depletion of family wealth are lack of trust, lack of communication, and lack of preparation...
Focus is the Key
Outside our bedroom window is a hummingbird feeder. Each day one, two, and sometimes three birds at a time come and partake in the prepared meal of red sugar water. On this day, I was particularly fascinated by their swift-moving little bodies. One after another, the...
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Francine’s expertise and experience gives her the ability to dig deep into our souls and have us relate–regardless of who we are– to an amazing testament of the power of honesty and authenticity.
Francine D. Ward
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