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Welcome To

Francine’s Blog

Welcome To

Francine’s Blog

Latest Posts

Annuity Tax Rules: A Great Tool.

Annuity Tax Rules: A Great Tool.

Annuity Tax Rules Have Never Been Better. Nonqualified deferred annuities (NQDAs) are an important financial tool for many clients.  That being said, they do not offer the same tax-free death benefits as life insurance. Nor do they offer the tax-advantaged...

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10 Types of Trusts: A Quick Look

10 Types of Trusts: A Quick Look

Considering the myriad of trusts available, creating the right estate plan can seem daunting. However, that is what we, as estate planning attorneys, do every day. We know the laws and will design a plan which addresses your specific situation.  ...

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Thought You’d Like To See This: The End of 2020 Is Near

Thought You’d Like To See This: The End of 2020 Is Near

2020: I do my best to meet with clients regularly. While I enjoy their company there is usually a professional agenda behind getting together.  Often things have changed—either for the client or in the outside landscape--and it is time to make adjustments to the...

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Wills vs. Trusts: A Quick & Simple Reference Guide

Wills vs. Trusts: A Quick & Simple Reference Guide

Wills vs. Trusts: Confused about the differences between a will and a trust?  If so, you arenot alone. While it is always wise to contact experts like us, it is also important to understand the basics. Here is a quick and simple reference guide: What a Revocable...

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About me


Francine’s expertise and experience gives her the ability to dig deep into our souls and have us relate–regardless of who we are– to an amazing testament of the power of honesty and authenticity.

Francine D. Ward

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